RHB Bank’s Banking Services: Credit Card & A good Deal More

Presently, RHB Bank is truly one of the leaders of the financial industry in Malaysia. Having the foundations set in Ten countries within SEA including Cambodia, Laos, Myanmar, Vietnam, and Thailand; the Bank is confident to expand faster by providing banking facilities which would help both businesses and individuals in accordance with their respective needs. RHB Bank views this as a good way to serve customers better.

Credit Card, Debit Card & Many Services for Individuals

RHB Bank | Credit Card Online, Cash Back Reward, Personal Loans, Islamic Banking & More

The single most common yet essential services provided to individuals is deposit account and self-banking services. With the competitive rate of interest and accessibility of Automated Teller Machine & Cash Deposit Machine in the bank branches and other strategic locations everywhere in Malaysia, account holders can take advantage of maximum savings return while at the same time have access to their bank account for cash deposit and withdrawal conveniently anytime.

The shift from traditional purchasing method using cash to the cashless method has also increased the demand from customers for credit cards. As proven beyond doubt in the statistics from many types of research conducted, the acceptance towards e-payment method by the public is showing exponential growth. Hence, credit cards are becoming popular as card holders can make purchases online without troubles.

What’s more, as RHB sees the urgent need to set up a good symmetry between demand and supply, the company has launched a credit card plan which gives additional benefit to the card holders that can be enjoyed as they simply use it for either offline or online transactions.

Despite that, RHB Bank comprehends the reality that offering credit cards and savings accounts are certainly not enough. Presently, acquiring assets which include cars and property would require most people to apply for a good loan scheme. Thus, RHB has reformulated their loan structure with the intention to give the lowest interest rate as is practicable for many different types of loans. Plus, insurance services, unit trust, and even financial investment can also be made.

Banking for Corporate Organization & SME

Shifting the target to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans as well as subscribe to the other products, which includes asset management and cash management services.

There’s one special class of customers which could reap out the most advantages from this: the small-medium enterprises. The services made available by RHB Bank is likely to make it possible for them to get more capital to better develop their business through making a loan application. Meanwhile, SMEs within the e-commerce industry are also able to subscribe to RHB’s dependable retail solutions.

Despite that, RHB Bank still keeps their focal point on the highly-demanded Islamic banking facilities. These kinds of products are especially demanded in countries like Malaysia. So, they have offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is made available upon demand by either individuals or organizations.

In 2016, RHB Bank experienced a 24% annual brand value growth, causing them to be some of the top five players in Malaysia. Knowing the full potential of the future financial market, RHB Bank is prepared with more aggressive strategies in ensuring a regular increase of growth through the next few years.

Madu Gamat Tariq Sufi: Produk Tradisional Hibrid Terbaik

Produk Campuran Madu dan Gamat: Ramuan Warisan Pulau Langkawi

Madu dan Khasiatnya buat Tubuh Badan

Madu adalah salah satu daripada produk alam semula jadi yang mempunyai keunikannya yang tersendiri. Secara kebiasaannya, benda-benda yang manis apabila diambil secara berlebihan akan memberikan kemudaratan kepada tubuh badan kita. Ianya berpunca daripada glukosa atau “glucose” yang mana pengambilan melebihi jumlah normal boleh menyebabkan kita terkena penyakit seperti diabetes.

Namun begitu, madu adalah sejenis produk yang manis juga apabila dimakan. Namun begitu, kerana kandungannya yang unik bukan sahaja tidak akan menyebabkan diabetes, bahkan ia sebenarnya boleh membantu merawat penyakit tersebut. Di sini dapat kita lihat betapa hebatya alam ciptaan Yang Maha Esa dan bagaimana ia dapat membantu kita mengekalkan tubuh badan yang sihat.

Khasiat Gamat untuk Tubuh Badan

Gamat pula adalah sejenis hidupan laut yang cukup unik. Di Malaysia, gamat atau nama lainnya timun laut biasanya boleh dijumpai di Pulau Langkawi. Hidupan laut dari kelas Holothuroidea ini telah dikenalpasti dapat membantu merawat luka dalaman mahupun luaran. Tidak hairanlah minyak gamat sudah menjadi penyelesaian lazim jika seseorang terkena luka.

Pada waktu dahulu, gamat dikatakan berkhasiat oleh nenek moyang kita kerana mereka telah mencuba sendiri gamat ini dalam usaha untuk mengubati penyakit. Kemudiannya, apabila teknologi sains perubatan mula berkembang, kajian yang lebih mendalam telah dilakukan oleh para saintis untuk mengesahkan keberkesanan produk tradisional ini untuk merawat penyakit.

Pengenalan Produk Hibrid Madu Gamat

Madu Gamat Tariq Sufi
Produk Campuran Madu & Gamat daripada Tariq Sufi Marketing

Dengan adanya pelbagai jenis bahan tradisional yang digunakan untuk merawat pelbagai jenis penyakit, kajian yang lebih mendalam juga telah dibuat dalam usaha mendapatkan impak maksima daripada pengambilan sesuatu produk. Di sini, ramuan madu gamat mula dicipta untuk menggabungkan khasiat daripada dua elemen ini. Tujuannya adalah untuk memudahkan pengambilan di mana hanya dengan satu produk, pelbagai jenis penyakit dapat ditangani dengan berkesan.

Terdapat ramai pengusaha produk tradisional madu gamat di luar sana yang telah berusaha untuk memasarkan produk ini. Jenama-jenama seperti Madu Gamat Tariq Sufi adalah di antara pengusaha yang giat berusaha untuk menjadikan produk ini popular sebagai pemakanan tambahan yang perlu diambil untuk memastikan tubuh badan sentiasa berada pada tahap optimum. Pengusaha jenama Tariq Sufi sangat yakin dengan potensi produk mereka, bahkan usaha memperkembangkan perniagaan madu gamat ini digiatkan lagi untuk mendapatkan pasaran yang lebih meluas.

Sekiranya anda berminat untuk mencuba produk tradisional yang setanding keberkesanannya dengan produk lain seperti pati ikan haruan dan pati delima, silalah layari laman web Tariq Sufi Marketing di madugamat.com.


Maid Malaysia Targets 100% Customer Satisfaction

How the Best Maid Agency in Malaysia Strives to Achieve 100% Customer Satisfaction

Customers have been the pillar of a business. In the maid services industry, it is very important not only to gain the customer’s trust but also delivering quality service where the client can feel assured with the agency that they have opted for. With all the challenges faced over the years, Maid Malaysia does not seem to show any sign of slowing down.

Maid Malaysia’s Goal: Is it Even Achievable?

Of course, striving for perfection has been the goal not only for individuals but also corporations. A successful business has always been tied up with happy customers, as it maximizes the customer’s lifetime value too. Within the context of maid industry, Maid Malaysia will be facing quite a challenge as they will be dealing with many restrictions from the government, the issues with maid’s performance, and different standard set by different customers too.

When asked, all Maid Malaysia would say is that they feel the urgent need to set such a difficult goal to attain for themselves. Since one of the visions of Maid Malaysia is to become the ultimate connector between clients and the foreign workforce, they had to raise the bar for themselves.

In answering the question on whether their goal is even realistic, they acknowledge that there may be no such thing as a true perfection. However, setting the right KPI in order to obtain a high customer satisfaction index will always be necessary.

Maid Malaysia | Maid Agency in Malaysia

What About the Competition?

To them, it does not matter how their competition is performing. If they were to compare themselves to other maid services industry players, Maid Malaysia felt that it would put them in a false state of self-assurance. Knowing their own ability to become the pioneer, the only one the agency would be competing with is themselves. The founders have put such mentality and nurture this value into each and every personnel in the organization in making sure that every demand and request by the clients is to be fulfilled, above and beyond the call of duty.

With that, let’s see how Maid Malaysia is going to perform from this point forward. If you are looking for a maid agency, feel free to visit maidmalaysia.com.

Al-Muslihin Herbs Tidak Gentar Persaingan Sengit

Tahap Persaingan Tinggi Industri Menjual Produk Herba Tradisional Tidak Merunsingkan Al-Muslihin Herbs

Sudah diketahui umum bahawa industri perubatan tradisional dan herbalisme kini sedang berkembang pesat. Dengan wujudnya syarikat-syarikat besar dan juga pengusaha kecil, pengguna kini telah mempunyai pelbagai pilihan untuk membeli produk yang diingini. Pada kebanyakan masa, ia boleh menyebabkan kekeliruan kepada pengguna juga untuk memastikan produk yang dibeli adalah yang terbaik dan paling berkesan. Pada waktu inilah penjenamaan yang baik memainkan peranan yang sangat penting.

Al-Muslihin Herbs pula adalah salah satu daripada ribuan pengusaha produk herba tradisional di luar sana. Dengan memasarkan produk-produk seperti herba untuk merawat resdung, gout, dan juga buasir, tidak dapat dinafikan bahawa terhadap persaingan dengan jenama-jenama lain. Namun begitu, menurut Al-Muslihin Herbs, perkara ini tidaklah menjadi satu kerisauan kerana mereka yakin bahawa mereka mampu mengatasi pesaing. Berikut adalah beberapa faktor yang dipegang Al-Muslihin Herbs yang dikatakan boleh meletakkan mereka di hadapan.

Al Muslihin Herbs Produk Herba Tradisional | Ubat resdung, Bout & Buasir

Produk Yang Berkualiti Tinggi

Terdapat banyak produk di luar sana yang tidak berkualiti. Hal ini sememangnya lazim berlaku dan sangat dibenci pengguna. Terdapat yang kes yang telah dilaporkan malahan telah tular di laman sosial bahawa kejayaan sesuatu produk itu tidaklah lebih daripada hanya kerana taktik pemasaran yang baik. Setelah dicuba, pengguna tidak dapat merasakan hasil sepertimana yang diiklankan.

Manakala, Al-Muslihin Herbs pula adalah satu jenama yang diasaskan oleh penghidap penyakit itu sendiri. Oleh kerana mereka lebih memahami pesakit atau pelanggan mereka, Al-Muslihin Herbs telah pun bertungkus lumus untuk memberikan produk yang terbaik di pasaran. Setakat ini, ramai yang telah mencuba dan sangat berpuas hati dengan produk yang diambil.

Khidmat Pelanggan Yang Baik

Tidak dapat dinafikan bahawa hubungan dengan pelanggan adalah salah satu daripada tunjang yang menyumbang kepada kejayaan sesuatu jenama. Dengan adanya Al-Muslihin Herbs di laman sosial dan platform-platform lain, mereka senang untuk dihubungi pengguna sekiranya mereka memerlukan bantuan mahupun panduan pengambilan ubat-ubatan herba yang dicuba.

Taktik Pemasaran Yang Mengutamakan Pengguna

Berbeza daripada pesaing-pesaing yang menggunakan taktik yang menekankan penjualan produk, Al-Muslihin Herbs telah membina strategi pemasaran yang memberikan manfaat kepada pengguna. Bagi mereka, konsep word of mouth adalah strategi pemasaran yang terbaik. Oleh itu, mereka menfokuskan kepada memberikan nilai yang tinggi kepada pengguna. Selain daripada ubat-ubatan dan herba yang dijual, mereka juga aktif memberikan tips pemakanan dan gaya hidup sihat kepada pengguna di luar sana.

Matlamat Jangka Masa Panjang

 Al-Muslihin Herbs menitikberatkan prestasi jenama mereka sendiri untuk jangka masa yang panjang. Meskipun mereka masih di dalam proses membina jenama untuk bersaing dengan jenama-jenama besar, Al-Muslihin Herbs yakin mereka akan mampu mencapai matlamat untuk menjadi jenama produk herba tradisional terkemuka bukan sahaja di Malaysia, malah di seluruh rantau Asia.

Sila layari almuslihinherbs.com untuk maklumat lanjut.

Aliff Mazli on the Line Between Sales & Marketing

Malaysian digital marketing expert’s opinion: “Marketer” or “Salesman”, does it really matter?

Business can’t grow without marketing. It has been a well-known fact, that even intellectuals like Nassim Nicholas Taleb accept it. In his book “Fooled by Randomness”, Nassim Taleb pointed out that while marketing is everything, most people don’t even know how to sell themselves. So, only with a proper marketing strategy one can sustain and scale their business. Nowadays, digital marketing has been the main topic of conversation among brands and agencies, and never-ending debates have been going on between traditional and technological marketers on which one is better.

To make things even worse, instead of focusing on getting customers, there are marketers and salesmen out there who are too busy to try and define their own scope of work. Why does this happen? It’s pretty simple: marketers consider themselves cooler as their work is more on “marketing” and strategizing, while salespersons have to approach the potential customers and get them to convert. Which such a confusion, we seek for the opinion of a digital marketing expert based in Kuala Lumpur, Aliff Mazli, on sales and marketing.

Aliff Mazli Digital Marketing Consultant Malaysia
Aliff Mazli

Sales & marketing: where’s the line?

Most people might get confused between sales and marketing. “Where do you draw the line?”, most people ask. Through time, many experts tried to define the line and most of the time, it is separated by portions on the sales funnel. Previously, marketers have to create awareness, and the salespersons will generate lead and close sales. Now, it has been very much different, as marketers tend to be the one creating awareness, generating sales lead, pitching the client; and the salespersons (or in the professional world, they are often called “Business Development Managers”) will come in on the very last step to close the deal. In general, this is how most people separate the line. But to Aliff, it is such a wrong thing to do as their functions are basically overlapping.

Digital Marketing Consultant Malaysia

Why are people so desperate to draw the line?

Based on Aliff’s observation, the society in Malaysia is desperate to draw the line simply because of the misconception. Previously, salespersons are known to be people who do direct-selling, knocking one house door to another in order to get people to buy their product. Since this method is actually a hard-selling method, the sales profession had lost its elegance to those who do not really know how to properly showcase their product by using the simple method of feature (what the product is about), benefit (how it can help the customer) & tie-down (gaining confirmation of purchase properly).

With all the false stereotype (perhaps those people haven’t heard of great salesmen like Grant Cardone), marketers begin to draw the line and put themselves in a separate category. To them, their line of work is somewhat more professional compared to doing sales. Little did they understand that sales are what generates income for the business.

Related: Learn more about SEO and digital marketing in general via aliffmazli.com

What to do now?

Aliff urges us not to waste our time and worry about this. In business, we’re not supposed to be like grammarians who love grammar for the sake of it. Instead, we should be quants – meaning those who employ grammar to only make sure that our communication is delivered properly. Well, grammar Nazis will certain hate you, Aliff! To him, we should be focusing on the result and not waste your precious time to comment on the client’s poor grammatical performance, such as using “your” instead or “you’re”.

The main point that Aliff wishes to put forward is that sales and marketing work in a symbiotic manner and needs each other. Most of the time, one party might encroach on the other’s side. While it may cause some confusion, in reality, it does not really matter. Therefore, as long as you are making money, just go ahead with it do not worry whether you’re considered as a salesman or a marketer. Ironically, years ago, even Aliff himself used to work as a Sales Marketing Executive in a company where there are 2 separate divisions that do Sales and Marketing.

For all he cares, Aliff is a salesman that does marketing.