Presently, RHB Bank is truly one of the leaders of the financial industry in Malaysia. Having the foundations set in Ten countries within SEA including Cambodia, Laos, Myanmar, Vietnam, and Thailand; the Bank is confident to expand faster by providing banking facilities which would help both businesses and individuals in accordance with their respective needs. RHB Bank views this as a good way to serve customers better.
Credit Card, Debit Card & Many Services for Individuals
The single most common yet essential services provided to individuals is deposit account and self-banking services. With the competitive rate of interest and accessibility of Automated Teller Machine & Cash Deposit Machine in the bank branches and other strategic locations everywhere in Malaysia, account holders can take advantage of maximum savings return while at the same time have access to their bank account for cash deposit and withdrawal conveniently anytime.
The shift from traditional purchasing method using cash to the cashless method has also increased the demand from customers for credit cards. As proven beyond doubt in the statistics from many types of research conducted, the acceptance towards e-payment method by the public is showing exponential growth. Hence, credit cards are becoming popular as card holders can make purchases online without troubles.
What’s more, as RHB sees the urgent need to set up a good symmetry between demand and supply, the company has launched a credit card plan which gives additional benefit to the card holders that can be enjoyed as they simply use it for either offline or online transactions.
Despite that, RHB Bank comprehends the reality that offering credit cards and savings accounts are certainly not enough. Presently, acquiring assets which include cars and property would require most people to apply for a good loan scheme. Thus, RHB has reformulated their loan structure with the intention to give the lowest interest rate as is practicable for many different types of loans. Plus, insurance services, unit trust, and even financial investment can also be made.
Banking for Corporate Organization & SME
Shifting the target to corporate customers, RHB Bank is also offering corporate banking solutions to entrepreneurs and organizations. These target prospects are welcomed to obtain loans as well as subscribe to the other products, which includes asset management and cash management services.
There’s one special class of customers which could reap out the most advantages from this: the small-medium enterprises. The services made available by RHB Bank is likely to make it possible for them to get more capital to better develop their business through making a loan application. Meanwhile, SMEs within the e-commerce industry are also able to subscribe to RHB’s dependable retail solutions.
Despite that, RHB Bank still keeps their focal point on the highly-demanded Islamic banking facilities. These kinds of products are especially demanded in countries like Malaysia. So, they have offered Islamic corporate banking, Islamic treasury, unit trust, and wealth management that is made available upon demand by either individuals or organizations.
In 2016, RHB Bank experienced a 24% annual brand value growth, causing them to be some of the top five players in Malaysia. Knowing the full potential of the future financial market, RHB Bank is prepared with more aggressive strategies in ensuring a regular increase of growth through the next few years.